Invest your savings in a simple, clear and transparent way: Banca CF+ Deposit Account is managed entirely online, does not require you to open a new current account with the Bank, and is secure, since Banca CF+ is a member of the Fondo Interbancario di Tutela dei Depositi (FITD – Italian deposit insurance).
Discover the type of Deposit that best suits your savings needs, choosing between the Fixed-Term Deposit, 32-day Notice Account and the new Flexible Deposit options.
The ideal solution if you want to maximize your flexibility, with savings that can be retrieved with a 32-day notice. By activating a Flexible Deposit Account now, you’ll get a promotional return of 2.15%* until March 31st.
This is the right account for you if you already have a solid savings program in place. You can lock in your savings with maturities from 6 to 60 months and get up to 3% return.
This is the best choice for you, if you want to set your savings aside, with maturities ranging from 12 to 60 months, while still knowing you can cash them out whenever you want, after the notice period.
*Advertising message with promotional purposes. Gross annual rate applied on sums deposited on the Flexible Deposit Account by customers opting for the Flexible Deposit option and by holders of a Deposit Account or an Esagon Account who also request the Flexible Deposit option. From 1 April 2026 to 30 June 2026, the gross annual rate applied will be at least 1.50%. Promotional rates include the Free Deposit Rate. Terms and conditions of the Deposit Account and the Flexible Deposit Account can be found in the Fact Sheet available in the Trasparency section of www.bancacfplus.it, or in the Customer Area.
Calculate the actual return on your investments by entering the deposit amount and duration.
Remember that the minimum deposit is €5,000, with €1,000 increments.
If you are aged between 18 and 35 (inclusive), the benefits of our Deposit Account go Plus! By opening a Fixed-Term Deposit Account or a 32-day Notice Account and activating a term deposit by January 31st 2026, you can take advantage of promotional rates up to 3.10%. The minimum deposit amount you can tie up is just 5,000 euro. Discover Promo Young: competitive returns, zero opening fees, and the security of Banca CF+.
A simple, rewarding way to grow your savings, now and in the future.
Activate a Flexible Deposit Account and get a gross return of 2.15%* until March 31st 2026. From 1 April 2026 to 30 June 2026, the gross annual rate applied will be at least 1.50%. There is no minimum fixed deposit amount, and you can retrieve your savings with a 32-day notice: get the maximum flexibility without giving up your returns.
*Advertising message with promotional purposes. Gross annual rate applied on sums deposited on the Flexible Deposit Account by customers opting for the Flexible Deposit option and by holders of a Deposit Account or an Esagon Account who also request the Flexible Deposit option. From 1 April 2026 to 30 June 2026, the gross annual rate applied will be at least 1.50%. Promotional rates include the Free Deposit Rate. Terms and conditions of the Deposit Account and the Flexible Deposit Account can be found in the Fact Sheet available in the Trasparency section of www.bancacfplus.it, or in the Customer Area.
€5,000
You can choose between quarterly or annual coupons, without having to wait for the maturity date.
No, neither total nor partial.
N/A.
0.20%/yr on the funds deposited, borne by the customer.
0.20% on deposits that are not invested.
€5,000
Deferred single coupon.
Yes, both total and partial.
Funds will be available 32 days after the request. In the event of total withdrawal, the Bank will not recognise any interest. In the event of a partial withdrawal, interest will be recalculated on the remaining balance following the release.
0.20%/yr on the funds deposited, borne by the customer.
0.20% on deposits that are not invested.
N/A.
Quarterly coupon.
Yes, both total and partial.
Funds will be available 32 days after the request. In the event of total or partial withdrawal, the Bank shall nevertheless pay any interest accumulated until the amount is actually withdrawn. If the deposit is released only partially, interest will continue to accumulate on the residual amounts.
0.20%/yr on the funds deposited, borne by the customer.
0.20% on deposits that are not invested.
With Banca CF+ Deposit Account, you can choose between three options: Fixed-Term Deposit, 32-day Notice Account and Flexible Deposit.
A Fixed-Term Deposit offers maturities ranging from 6 to 60 months, and guarantees higher returns. A 32-day Notice Account, on the other hand, offers maturities from 12 to 60 months, with the option of withdrawing the sums by providing an adequate notice.
And if you prefer a solution that combines profitable returns and flexibility, you can choose the new Flexible Deposit. With this kind of Deposit Account, you can withdraw your savings with only a 32-day notice** and no minimum deposits to activate the account or retrieve your savings.
What’s more, Banca CF+ is part of the Fondo Interbancario di Tutela dei Depositi*** (FITD – Italian deposit insurance), which guarantees up to EUR 100,000 per account holder. Your savings are safe with our deposit solutions.
*Advertising message with promotional purposes. Gross annual rate applied on sums deposited on the Flexible Deposit Account by customers opting for the Flexible Deposit option and by holders of a Deposit Account or an Esagon Account who also request the Flexible Deposit option. From 1 April 2026 to 30 June 2026, the gross annual rate applied will be at least 1.50%. Promotional rates include the Free Deposit Rate. Terms and conditions of the Deposit Account and the Flexible Deposit Account can be found in the Fact Sheet available in the Trasparency section of www.bancacfplus.it, or in the Customer Area.
**Terms and conditions can be found in the product Fact Sheet, available in the Trasparency section of www.bancacfplus.it.
***For further details, please refer to the standard account holder protection form available in the Trasparency section of www.bancacfplus.it.
To open the deposit account, simply visit the website and begin the application procedure by clicking on the “Open an account” button. The following steps are required to successfully open your deposit account:
1) Fill out the application form:
2) Send a paper copy of or upload your identification documents, based on what you chose when filling out the application form
3) Sign the contracts electronically or by hand, based on what you chose when filling out the application form
4) Send the signed contracts, if you chose the traditional signature method
5) To activate the account, send the account verification transfer to the IBAN associated with your deposit account, indicating your first and last names as the recipient and “Deposit account activation application no. XXXXX” as the reference.
6) Transfer the minimum fixed deposit of €5.000.
To open the deposit account you must have:
As your primary identification document, you can choose one of the following:
As your secondary identification document, you can choose one of the documents listed below, which cannot be the same as the primary document:
The minimum amount for each term is €5.000, with €1.000 increments.