Be flexible today for a solid tomorrow

2.30% interest yield until 30 June 2026, and savings always available with just 32 days’ notice.

BancaCF+ Deposit Account Flexible Deposit Account

The Banca CF+ Flexible Deposit Account allows you to grow your savings, while giving you the option to withdraw all or part of the funds with 32 days’ notice.
There is no minimum threshold required to open a deposit account, and you can withdraw any amount you need.
You get maximum flexibility without compromising on performance.

The account is 100% digital: open and manage the account entirely online.

As a member of the Fondo Interbancario di Tutela dei Depositi (FITD – Italian deposit insurance), this savings account is completely safe: each account holder is protected up to € 100,000.

The benefits of the Flexible Deposit Account

Guaranteed returns

The promotional gross annual rate of 2.30% applies until 30 June 2026. From 1 July 2026 to 30 September 2026, the gross annual rate applied will be at least 1.50%.

Your savings are always available

You can withdraw your savings any time you want.They will be credited directly to the free balance of your Deposit Account 32 days after your request to withdraw them.

Interest up to the last day

The Bank will pay the interest accrued up to the last day of notice.
If you only withdraw part of your savings, interest will continue to accumulate on the remaining amount.

Find out exactly how it works

Minimum amount

N/A.

Interest payment

Quarterly coupon.

Availability of funds

Funds will be available 32 days after the request. In the event of total or partial withdrawal, the Bank shall nevertheless pay any interest accumulated until the amount is actually withdrawn. If the deposit is released only partially, interest will continue to accumulate on the residual amounts.

Stamp duty

0.20% on the funds deposited, borne by the customer.

Funds that are not invested

0.20% on deposits that are not invested.

Open a Deposit Account in 10 minutes

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Flexible Deposit.

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Flexible Deposit.

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