Be flexible today for a solid tomorrow

2.15%* interest yield until 31 December 2025, and savings always available with a 32-day notice.

BancaCF+ Deposit Account Flexible Deposit Account

With Banca CF+ Flexible Deposit Account, your savings grow at an advantageous rate, and you can withdraw all or part of them any time you want.

You can retrieve the amount you need quickly, with just a 32-day notice, and during that time your interest continues to accumulate.

There is no minimum threshold required to open a deposit account, and you can retrieve any amount you need.

  • Guaranteed returns

    The promotional gross annual rate of 2.15%* applies until 31 December 2025. From 1 January 2026 to 31 March 2026, the gross annual rate applied will be at least 1.50%.

  • Your savings are always available

    You can retrieve your savings any time you want. They will be credited directly to the free balance of your Deposit Account 32 days after your request to retrieve them.

  • Interest up to the last day

    The Bank will recognise the interest accrued up to the last day of notice. If you only retrieve part of your savings, interest will continue to accumulate on the remaining amount.

  • Payment of interest

    Interest is paid every three months, directly on the free balance of your Deposit Account.

  • Stamp duty

    The stamp duty, equal to 0.20% per annum on sums deposited as at 31 December, is charged to the customer.

*Advertising message with promotional purposes. Gross annual rate applied on sums deposited on the Flexible Deposit Account by customers opting for the Flexible Deposit option and by holders of a Deposit Account or an Esagon Account who also request the Flexible Deposit option. From 1 January 2026 to 31 March 2026, the gross annual rate applied will be at least 1.50%. Promotional rates include the Free Deposit Rate. Terms and conditions of the Deposit Account and the Flexible Deposit Account can be found in the Fact Sheet available in the Trasparency section of www.bancacfplus.it, or in the Customer Area.

Pluses of the Flexible Deposit Account

Digital

The account can be opened and managed entirely online. You can also operate on the move, from the mobile App.

Free of charge

There are no charges for opening or managing the account.

Secure

By being a member of the Fondo Interbancario di Tutela dei Depositi (FITD – Italian deposit insurance), we guarantee amounts up to EUR 100,000 per holder.

Do you still have doubts about the Flexible Deposit Account?

Read our FAQs.

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