More resources for your business with fast, State-guaranteed financing.

Medium to long-term financing covered by the Guarantee Fund (MCC) or by the “Garanzia Italia” (SACE) aim at small and medium-sized enterprises, mid-caps and large corporations with a turnover of over EUR 2 million.

It responds to any business need and is disbursed with no constraints on purpose: ensuring continuity of your company’s activities, growth projects, improving production efficiency or even just a need for more liquidity.

Business credit has a long history. We make it short: you can get it in 30 days.

With our Central Guarantee Fund-assisted loans, you can get credit even in 30 days.

Calculate your financing

The advantages of financing with Banca CF+


Obtain financing for your business also in 30 days.

Customisable financing duration

Repay the amount within an 8-year maximum period in monthly or quarterly instalments.


No purpose restriction

You can allocate the financing to any project, with no purpose restrictions.

How to apply?

  • Fill in the form

    Fill in the data in the online form in just a few minutes, without having to go to a branch, and find out if your business qualifies for funding.
  • Expect quick feedback

    You will receive an assessment within 3 working days. If the answer is positive, you will be contacted immediately by one of our specialists.
  • Receive the amount

    Receive the amount You will receive the requested amount in 30 days.


  • Are there any requirements for access to the product?

    Banca CF+’s guaranteed loans are aimed at SMEs that have a minimum turnover of EUR 2 million, are set up as corporations and are not prejudiced.

  • How does the application process work?

    If you are interested in our products, submit a request for verification of financeability using the appropriate form. You will receive the result of the preliminary assessment within 3 working days. If the outcome is positive, one of our experts will contact you to discuss your needs and guide you through the application process, from gathering the necessary documents to signing the contract.

  • Who are our experts supporting you?

    Banca CF+ is supported by a network of credit brokers with experience in the sector and knowledge of the needs of SMEs.

  • What documents are required for the application?

    If your company is eligible for funding, we will ask you to provide us with the following documents in order to process your application:

    • The provisional analytical financial statement of your company
    • Details of credit lines and bank exposures
    • The DURC (Single Document of Contribution Regularity) in force
    • Your company’s tax situation
    • Identity card and tax code of the legal representative(s) and beneficial owner(s)
    • Details of your main customers and suppliers with indication of annual turnover, terms and methods of payment
    • Account statements of the two main banks of your company for the last 6 months
    • The UNIEMENS documentation (i.e. the compulsory monthly report in force since 2010 with the aim of streamlining the flow of wage and contribution data for private sector workers)

    For some specific cases, additional documents will be required, in which case our experts will inform you.

  • What guarantees are required to access the product?

    In order to access the guaranteed finance products offered by Banca CF+, you must meet the requirements for access to MCC or SACE guarantee funds.

    Additional collateral of a real type, such as mortgages and pledges on securities, or of a personal type, such as sureties, may also be presented.

  • What are the response and disbursement times?

    If your company is found to be eligible for funding, you will receive an initial, non-binding proposal of economic conditions applicable to the requested financing. Once you have completed the collection of documents for the initiation of the procedure, you will receive the proposal of final economic conditions within 11 days.

    Once the contract has been signed, it will take 3 working days for the funds to be paid into your current account.

    Should the amount requested exceed EUR 2.5 million, one of our experts will give you a precise indication of the expected timeframe.