Redeemable fixed-term Deposit Account

Up to 2.80% on terms of 12 to 60 months
with the Banca CF+ reedimable Fixed-term Deposit Account.

Calculate your return

Enter the amount and choose your term.

Remember that the minimum deposit is EUR 5,000, with EUR 1,000 increments.

Terms (in months)

Gross interest rate

Total net interest

This is the best choice for you, if you want to set your savings aside, with maturities ranging from 12 to 60 months, while still knowing you can cash them out whenever you want, subject to the notice period.

The return on the Reedimable Fixed-term Deposit Account.

Term 6 months 12 months 18 months 24 months 36 months 48 months 60 months
Interest rate-2.60%2.60%2.70%2.70%2.80%2.80%

The benefits of the Reedimable Fixed-term Deposit Account.

Digital

A fully digital deposit account. With the dedicated app, you can manage your savings and bank on the go, wherever you are.

Competitive

Free to open, no management fees and no obligation to open a new current account with the Bank.

Secure

Your savings are safe. As a member of the Fondo Interbancario di Tutela dei Depositi (FITD – Italian deposit insurance), your savings are guaranteed up to EUR 100,000 per account holder.

Find out exactly how it works

Minimum amount

€ 5,000

Interest payment

Deferred single coupon.

Availability of funds

Funds available 32 days after the request. If you withdraw all the funds, the Bank will not pay any interest. If you make a partial withdrawal, the interest will be recalculated on the funds that remain after the withdrawal.

Stamp duty

0.20% on the funds deposited, borne by the customer.

Funds that are not invested

0.20% on deposits that are not invested.

Open a Deposit Account in 10 minutes

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Reedimable Fixed-term Deposit Account.

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Reedimable Fixed-term Deposit Account.

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Flexible

Earn
2.30%*
Full or partial withdrawal.
No minimum amount.

Fixed-Term

Earn up to
3%
Maturities ranging from 6 to 60 months. Ideal for a specific savings goal.

Young

Earn up to
3.10%
Maturities ranging from 6 to 60 months. For account holders aged between 18 and 35.

*Promotional rate valid until 30 June 2026.