Redeemable fixed-term Deposit Account

Get 3.15% on a 12-month term* with the Banca CF+ reedimable Fixed-term Deposit Account.
Promotion valid until 30 September 2026.

Calculate your return

Enter the amount and choose your term.

Remember that the minimum deposit is EUR 5,000, with EUR 1,000 increments.

Terms (in months)

Gross interest rate

Total net interest

Advertising message with promotional purposes. Before signing the contract, read the Prospectus and the contractual conditions available in the “Transparency” section of the website.

*This promotion applies to new fixed terms activated between 1 September 2026 and 30 September 2026 by customers who hold a Deposit Account and those who apply to open a new Deposit Account and activate a fixed term during the specified period. Different promotional rates apply, depending on the maturity and type of fixed term. Advertising message with promotional purposes. Terms and conditions can be found in the Fact Sheet available in the Transparency Section at www.bancacfplus.it/en/.

The return on the Reedimable Fixed-term Deposit Account.

Term 6 months 12 months 18 months 24 months 36 months 48 months 60 months
Interest rate-3.15%3.15%3.20%3.20%3.20%3.20%

The benefits of the Reedimable Fixed-term Deposit Account.

Digital

A fully digital deposit account. With the dedicated app, you can manage your savings and bank on the go, wherever you are.

Competitive

Free to open, no management fees and no obligation to open a new current account with the Bank.

Secure

Your savings are safe. As a member of the Fondo Interbancario di Tutela dei Depositi (FITD – Italian deposit insurance), your savings are guaranteed up to EUR 100,000 per account holder.

Find out exactly how it works

Minimum amount

€ 5,000

Interest payment

Deferred single coupon.

Availability of funds

Funds available 32 days after the request. If you withdraw all the funds, the Bank will not pay any interest. If you make a partial withdrawal, the interest will be recalculated on the funds that remain after the withdrawal.

Stamp duty

0.20% on the funds deposited, borne by the customer.

Funds that are not invested

0.20% on deposits that are not invested.

Open a Deposit Account in 10 minutes

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Reedimable Fixed-term Deposit Account.

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Reedimable Fixed-term Deposit Account.

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Flexible

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No minimum amount.

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3.35%*
on a 12-month term. Ideal for a specific savings goal.

Young

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3.35%*
on a 12-month term. For account holders aged between 18 and 35.

*Promotional rate valid until 30 September 2026.