Fixed-Term Deposit Account

Get 2.90%
on a 12-month term.

Calculate your return

Enter the amount and choose your term.

Remember that the minimum deposit is EUR 5,000, with EUR 1,000 increments.

Terms (in months)

Gross interest rate

Total net interest

Advertising message with promotional purposes. Before signing the contract, read the Prospectus and the contractual conditions available in the “Transparency” section of the website.

This is the best Deposit Account for you if you have a set savings plan.
You can lock in your savings with maturities from 6 to 60 months and earn up to 3%.

The return on the Fixed-Term Deposit Account

Term 6 months 12 months 18 months 24 months 36 months 48 months 60 months
Interest rate2.60%2.90%2.80%2.90%2.90%3%3%

The benefits of the Fixed-Term Deposit Account

Digital

A fully digital deposit account. With the dedicated app, you can manage your savings and bank on the go, wherever you are.

Competitive

Free to open, no management fees and no obligation to open a new current account with the Bank.

Secure

Your savings are safe. As a member of the Fondo Interbancario di Tutela dei Depositi (FITD – Italian deposit insurance), your savings are guaranteed up to EUR 100,000 per account holder.

Fixed and guaranteed return

The rate applied at the time the fixed-term deposit is activated is guaranteed until maturity.

Find out exactly how it works

Minimum amount

€ 5,000

Interest payment

Quarterly or annual coupon.

Availability of funds

At the maturity date.

Stamp duty

0.20% on the funds deposited, borne by the customer.

Funds that are not invested

0.20% on deposits that are not invested.

Open a Deposit Account in 10 minutes

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Fixed-Term Deposit.

1. Prepare your documents2. Register3. Sign4. Verify your identity5. Activate the Deposit

Your Tax Code, two forms of ID, and the IBAN for your current account.

Fill out the form and upload your identification documents.

Digitally sign the contracts. You will find the IBAN of your Banca CF+ Deposit Account.

To verify your identity, make a bank transfer from your linked bank account to the IBAN of your Banca CF+ Deposit Account, entering your details in the recipient field. You can choose how much to transfer.

Log in to your Personal Internet Banking Area with the login details you received and activate the Fixed-Term Deposit.

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Flexible

Earn
2.50%*
Full or partial withdrawal.
No minimum amount.

Reedimable Fixed-term

Get
2.70%
on a 12-month term. With the freedom to access your funds.

Young

Get
3%
on a 12-month term. For account holders aged between 18 and 35.

*Promotional rate valid until 30 September 2026.